Your 2023 T4A is now available in your Online Services account. Log in or register today. Paper copies were mailed in mid-February.

If you return to teach under contract in a position covered by TRAF while collecting your pension and work more than 120 full days in a school year (including substitute service), your pension will be suspended on the 121^st day and you must again contribute to TRAF. You are required to notify your employer(s) that you are receiving a TRAF pension and you will be required to track the number of days you work and notify your employer(s) and TRAF when that number reaches 120 days. Your employer is also required to notify TRAF in writing when the number of days is expected to reach 120 days.

The 120-day rule does not apply if you are age 65 or older and have at least 15 years of qualifying service before reaching your 121^st day.

If you have returned or plan to return to teaching (or any other position covered by TRAF) after retirement, it is important that you understand all of the rules that apply, including both the 120-day rule and the 90-day rule, and the impact they may have on your pension.

For more information, please refer to the Teaching After Retirement fact sheet. We also encourage you to contact us to discuss your personal situation.

In 2022, TRAF engaged Aon, the plan actuary, to conduct an analysis on the funding of Account B by the Province of Manitoba.

The report, which was presented to the Honourable Wayne Ewasko, Minister of Education and Early Childhood Learning on August 16, 2022, confirmed that Account B is projected to be depleted in 2053. As a result, the Province’s annual funding obligation will more than double at that time, from $270 million in 2052 to $568 million in 2053. The report concluded that there would be many benefits for the Province to pre-fund its pension liabilities now to fully avail itself of a globally diversified, low-cost investment program and avoid material funding increases in the future. Pre-funding Account B would also bring the plan more in line with other teachers’ pension plans across the country.

While pre-funding Account B has multiple benefits, please note that, under the terms of The Teachers’ Pensions Act, the Province has a statutory obligation to reimburse the pension plan for its 50% portion of pension payments made.

Learn more about the funding of the TRAF plan and read the Aon report.

In order for you to receive electronic deposit of your pension payments, TRAF must have a current mailing address, email and phone number. It is imperative that you keep us fully informed of any changes to your contact information.

If your mail is returned to TRAF undelivered, we will attempt to contact you by email and by telephone for an address update. If we are unsuccessful, you will no longer be eligible for the electronic deposit of your pension payments. Your monthly pension cheques will be printed and held in our office until contact has been re-established.

Register for and log in to Online Services and click “Account Profile” to update your information.