Death


We recognize that this is a difficult time, but it is important that TRAF be advised as soon as possible when a death occurs. Remember, the pension could be impacted upon your death or the death of your partner or designated beneficiary.

If the pension is continuing, you or your partner/beneficiary should be aware of the following:

  • Prompt notification of death will prevent pension overpayments which must be returned to TRAF later.
  • The partner/beneficiary will be entitled to 2/3 of the cost of living adjustment (COLA) payment - both the cumulative COLA (from start of pension) to date, as well as for future payments.
  • Deductions such as extended health premiums may change.
  • It may be necessary to contact the insurance providers directly in the case of other optional deductions.
  • Your partner may continue membership in the Retired Teachers' Association of Manitoba.

If the pension is continuing, TRAF requires the following documents:

  • Copy of the will or Letters of Administration if the pension payment is continuing to your designated beneficiary. In certain cases, a notarial copy of the probated will may be required.
  • A copy of the will is not required if the pension is continuing to your partner on a joint-life pension option.
  • Copy of the death certificate or funeral director's certificate
  • Beneficiary Social Insurance Number Verification form if the payment is continuing to the beneficiary
  • TD1 forms
  • Change Notification form along with a void cheque indicating your banking information

If the pension is not continuing, TRAF will determine if there is a balance of contributions and interest remaining in your account. Generally, there is no balance remaining after eight or nine years of collecting pension. If there is a balance remaining, TRAF requires the following documents:

  • Copy of the will or Letters of Administration if the balance is to be refunded to your partner or designated beneficiary (in certain cases a notarial copy of the probated will may be required)
  • Notarial copy of the probated will or Letters of Administration if the balance is to be refunded to your estate
  • Application for Refund on Death of Pensioner (provided by TRAF)
  • Copy of the death certificate or funeral director's certificate

 

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