Marriage/Common-Law Relationship


Your pension is set up to protect both you and your partner whether you are married or living common-law. Same-sex partners are included. Your partner is entitled to certain benefits including:

  • The mandatory 2/3 to Last Survivor plan option at retirement unless waived,
  • Pre-retirement death benefits unless waived,
  • Certain information such as a copy of your annual Benefits Statement, if requested in writing, and
  • Half the pension earned between the date the relationship started and the date of separation if the relationship breaks up.

Common-Law including Same-Sex Partner

You and your partner (a person with whom you are living in a conjugal relationship) are living common-law if:

  • You have registered your relationship under The Vital Statistics Act and neither person is married, or
  • You have been living with your partner for one year and neither person is married, or
  • You have been living with your partner for three years if either person is married.

Make sure you inform TRAF of any changes in your marital status or common-law relationship as they occur. The Teachers' Pensions Act requires you to provide written evidence of your common-law relationship that is satisfactory to the TRAF Board. Update this information as required by accessing the Beneficiary Designation through TRAF's secure Online Services.