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Active/Deferred Members

Getting started

Your TRAF pension is a valuable asset designed to provide you with retirement income during your lifetime. Understand how your pension works and what options are available to you by reviewing Your TRAF Pension and by exploring the links in this section of the website.

Retirement planning should begin early in your career. We encourage all active and deferred members to register for Online Services for access to tools and information that will help you understand your pension plan. Since your TRAF pension represents only one portion of your retirement income strategy, it is also important to consider other income sources as part of your overall retirement income planning.

Membership categories

  • Active members are the public school teachers and other eligible employees in Manitoba who are accruing service under the TRAF pension plan.
  • Deferred members are those who have contributions remaining in the plan but who have left teaching or other eligible employment in Manitoba. Although they no longer contribute to TRAF, these members have a benefit entitlement under the plan. Eligibility for your benefit will depend on age, service and salary. If you are in this category, we encourage you to contact TRAF for details.
  • Retired members are those who are receiving monthly pension payments from the plan.
 

Once eligible, you are responsible for applying to receive your pension. A late application will result in lost income since pensions are not paid retroactively.