Pension change notices for June are now available in Online Services. Notices are available online only, but may be printed from your account. This notice will only be added to your account if there has been a change in your net monthly pension payment.

To view your notice, register for or log in to your Online Services account and choose “My TRAF Documents.”

In the event of a potential strike by the Canadian Union of Postal Workers (CUPW), Canada Post customers may experience delays in mail delivery. If a strike occurs, please read the following information:

Pension payments and cheques

• Pension payments made through direct deposit are unaffected and will continue as usual.
• For members who receive their pensions by cheque, we encourage pensioners to sign up for direct deposit to ensure uninterrupted future pension payments.
• Other cheques payable to an individual or to a financial institution may be impacted. If you or your financial institution are expecting a cheque, please contact our office.
• If you need to make a payment (e.g., for a service purchase), we recommend dropping off the cheque(s) at our office, if feasible.

Documents and other correspondence

• Documents, correspondence and applications can be sent and received securely through Online Services, our secure member portal. We encourage you to register for Online Services and ensure your email, phone number and address are up to date.
• Correspondence will be delivered through Online Services where feasible.
• Alternatively, correspondence can be faxed to 204-944-0361 or dropped off or picked up at our office during business hours Monday through Friday from 8 a.m. to 5 p.m.

If you are picking up a cheque or a document at our office, please call us to make arrangements in advance to ensure your item is ready when you arrive. Government-issued photo identification must be presented before items will be released to you.

If you have any additional questions or concerns, please contact TRAF at 1-800-782-0714.

Updates will be posted on our website when available.

Members who plan to retire at the end of this school year must submit a completed pension application with all supporting documents by June 13 in order to receive their first pension payment in July.

Completed pension applications received between June 14 and July 31 will be processed as having commenced in July; however, the payment for July will be paid in August (In other words, you will receive two payments that month).

Registering for Online Services is a pre-requisite for anyone who applies for pension. Register for or log in to Online Services to apply for pension and to share documents with TRAF through our secure online platform.

For more information, review Apply for Pension.

Read the spring 2025 editions of The Link (for active and deferred members) and The Horizon (for retired members). News stories include an article about TRAF’s 100^th anniversary; an in-memoriam article about Hazel Skuce, TRAF’s oldest member who passed away earlier this year; 2024 investment results; and an article about cybersecurity from the Chief Risk Officer.

Effective July 1, 2025, the Retired Teachers’ Association of Manitoba (RTAM) will increase its monthly membership fee from $3 to $4. For more information, contact RTAM.

Effective July 1, 2025, TRAF will grant a cost of living adjustment (COLA) of 1.60% to eligible members receiving a TRAF pension.

To learn more, visit Cost of Living Adjustment (COLA).

Your 2024 T4A is now available in your Online Services account. Log in or register today. Paper copies were mailed in mid-February.

If you return to teach under contract in a position covered by TRAF while collecting your pension and work more than 120 full days in a school year (including substitute service), your pension will be suspended on the 121^st day and you must again contribute to TRAF. You are required to notify your employer(s) that you are receiving a TRAF pension and you will be required to track the number of days you work and notify your employer(s) and TRAF when that number reaches 120 days. Your employer is also required to notify TRAF in writing when the number of days is expected to reach 120 days.

The 120-day rule does not apply if you are age 65 or older and have at least 15 years of qualifying service before reaching your 121^st day.

If you have returned or plan to return to teaching (or any other position covered by TRAF) after retirement, it is important that you understand all of the rules that apply, including both the 120-day rule and the 90-day rule, and the impact they may have on your pension.

For more information, please refer to the Teaching After Retirement fact sheet. We also encourage you to contact us to discuss your personal situation.

A “Special Edition Newsletter Focused on Sustainability” is now available, which focuses on the plan’s funding, account structure and long-term financial outlook. 

Whether you’re early or mid-career, or approaching or enjoying retirement, it’s important to understand the financial outlook of your pension plan.

2024 annual statements are now available through Online Services.

Your annual statement provides important information such as when you are eligible to apply for your pension, projected gross monthly pension estimates, your termination benefit and your pre-retirement survivor’s benefit. It also confirms your beneficiary designation in the event you pass away before your pension begins.

Log in or register for Online Services to review this important information.