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Overview

The Teachers' Retirement Allowances Fund (TRAF), established in 1925, is the pension plan for public school teachers and other eligible employees in the Province of Manitoba.

TRAF collects contributions from members, manages the investments of the pension plan and provides retirement, termination and death benefits to members and their beneficiaries as outlined in The Teachers' Pensions Act. TRAF must also comply with the applicable sections of The Pension Benefits Act and the Income Tax Act (Canada).

Your TRAF pension is a defined benefit pension plan and is determined by a formula based on your average salary and years of pensionable service. Although the contributions you make to TRAF and the related investment earnings help to fund your pension, they do not determine your entitlement.